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October Surprise 2024

Pre-Existing Diseases in Health Insurance and Waiting Period

When buying Health Insurance in India, one of the most common terms you’ll encounter is pre-existing disease health insurance. A pre-existing condition refers to any illness, injury, or disease diagnosed before purchasing a health insurance policy. These conditions may include diabetes, hypertension, asthma, thyroid disorders, or heart disease. Understanding health insurance and pre-existing conditions is crucial because it affects your policy premiums, waiting period, and claim eligibility.