VTI, VTSMX, VTSAX An important thing to keep in mind is that you can only buy whole shares of an ETF, not fractional shares. So, if you don’t have enough to meet the $3,000 mutual fund minimum, then your shares of VTI aren’t going to produce enough dividends to be reinvested, so that money will just sit in your money market fund until you have enough to buy another share of VTI.
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