2027 401 (k)/403 (b)/401 (a) Total Contribution Limit The total of all employee and employer contributions per employer will increase from $72,000 in 2026 to $75,000 in 2027 for those under 50. With the catch-up increasing to $8,500, the total contribution for those 50+ will be $$83,500. If you’re 60-63, that contribution increases to $86,750.
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